case western reserve university



October 23, 2013

Belt Magazine: A Tale of Two Foreclosures

Ohio Foreclosure Filings, 1995-2011

Belt Magazine has looked to discover what has happened to families in foreclosure after leaving their homes, as featured in "A Tale of Two Foreclosures" on October 14, 2013. The article included comments by David Rothstein, director of resource development and public affairs for Neighborhood Housing Services, co-investigator of the interdisciplinary study "Broken Homes, Broken Dreams," with Cyleste Collins, a senior research associate at the Center on Urban Poverty and Community Development. This study was funded by an Interdisciplinary Alliance Investment Grant at Case Western Reserve University.

Rothstein and Collins interviewed 29 families and their experiences with foreclosure. While only a few families interviewed had lost their homes at the time of the study, their stories suggested they had "achieved a greater sense of stability" compared to families still in the foreclosure process. Having already lost their homes and "having moved out," the families "were moving on with their lives."

However, the study cautioned that it was hard to know the full story as it was difficult to track down families after foreclosure. "Gaining a more complete understanding of the experiences of these families... is critical to realizing the full impact of foreclosure. How can policy and programs be shaped to increase the possibility of 'success' for these families?"

Hoping to answer some of those questions, Belt Magazine tracked down people who have experienced foreclosure locally, partly aided by David Rothstein (though none of those included in the article were participants in the earlier research study).

Claudia Coulton, Poverty Center Co-Director and professor at the Jack, Joseph and Morton Mandel School of Applied Social Sciences, along with Jill Korbin and Gabriella Celeste, faculty associates of the Schubert Center on Child Studies at Case Western Reserve University, were also collaborators in the "Broken Homes, Broken Dreams" project.

In 2012, Dr. Collins gave a presentation focused on her work in the this study. Download the PowerPoint presentation and watch the talk. The above graph is from this presentation.

The Poverty Center will soon release a Briefly Stated report on the "Broken Homes, Broken Dreams" study.

The Center on Urban Poverty and Community Development is a research center at Jack, Joseph and Morton Mandel School of Applied Social Sciences, a graduate school of social work at Case Western Reserve University.